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Adult Industry Insurance

Manufacturing products for the adult industry comes with unique risks that many mainstream insurers are unable to cover. From specialist equipment and raw materials to finished goods, storage and distribution, every stage of your operation needs protection that truly reflects how your business works. Adultsure provides bespoke adult manufacturer insurance designed specifically for companies operating within the adult sector.

With decades of experience arranging insurance for specialist and hard-to-place risks, Adultsure understands the challenges adult manufacturers face. Whether you produce toys, lubricants, accessories, packaging or related products, cover is tailored to your exact processes, scale and regulatory obligations. Rather than forcing your business into a generic policy, Adultsure works closely with you to ensure every critical exposure is properly insured.

Operating in an often misunderstood industry means gaps in cover can be costly. Adultsure ensures your policy is built around your real-world risks, giving you confidence that your business, staff and products are protected at every stage.

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We never compromise on cover

Our packages can be built around the following:

Public Liability

(Cover available up to £10,000,000)

Employers' Liability

(Cover available up to £10,000,000)

Buildings, Fixtures and Fittings

Light, Video and Sound Equipment

Contents and Stock

Money on premises and in transit

Frequently Asked Questions About Adult Manufacturer Insurance

+ - What is adult industry insurance?

Adult industry insurance is designed for businesses operating within the adult sector, providing cover that reflects risks often excluded from standard insurance policies.

+ - Who needs adult industry insurance?

This type of insurance is suitable for nightclubs, late-night venues and other businesses operating within the adult industry that require specialist cover.

+ - Why can’t I use standard business insurance?

Many mainstream insurers often apply restrictive terms. Specialist insurance ensures your policy is valid and fit for purpose.

+ - What types of cover can be included?

Policies can include public liability, employers’ liability, buildings insurance, contents, stock, equipment and money cover, depending on your business needs.

+ - Is public liability insurance included?

Yes. Public liability insurance is a key component and can be arranged with cover up to £10 million.

+ - Is employers’ liability insurance required?

If you employ staff in the UK, employers’ liability insurance is a legal requirement and can be included within your policy.

+ - Can equipment be insured?

Yes. Lighting, video and sound equipment can be covered, whether fixed or portable.

+ - Will my policy be tailored to my business?

Yes. Every policy is individually designed to suit your business, premises and level of risk.

Specialist Insurance for Adult Industry Businesses

Operating within the adult industry requires insurance arranged by a broker who understands both the sector and the insurers willing to support it. Thornhill Insurance works independently with specialist insurers who recognise the risks associated with adult businesses and are comfortable providing meaningful cover.

By tailoring policies to your specific needs, we ensure you are not paying for unnecessary cover while still maintaining strong protection. This approach allows us to deliver comprehensive insurance solutions alongside competitive premiums, without compromising on quality or service.

Our clients benefit from long-term support, annual policy reviews and expert claims assistance, ensuring their insurance continues to meet their needs as their business evolves.

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    Speak to a Specialist Adult Industry Insurance Broker

    If you operate within the adult industry and require specialist insurance, speak to Thornhill Insurance today. Our experienced advisors will take the time to understand your business and arrange cover that properly protects you.

    Contact our team to request a quote, download a quote form or discuss your requirements with an independent insurance broker who understands your industry and puts your needs first.

    Our Office

    Address:  334 Huddersfield Road, Mirfield, WF14 9DQ
    Email:  info@thornhillinsurance.co.uk
    Phone:  +44 (0)1924 499182
    Freephone:  0800 8818841
    Fax:  +44 (0)1924 480106