Every factory operates differently, with its own processes, machinery and risk profile. A standard insurance policy rarely provides the level of protection required for manufacturing environments. Thornhill Insurance arranges factory insurance that is tailored to the individual needs of your business, ensuring your cover reflects how your factory actually operates.
If you are looking for a personal service and insurance designed around your specific risks, our experienced team will take the time to understand your business before recommending cover. By tailoring your policy, we help ensure you are properly protected without paying for unnecessary or unsuitable insurance.
When arranging factory insurance, we consider a wide range of factors to ensure your policy is accurate and appropriate. These include turnover, location, industry type, number of employees, wage roll split between clerical and manual staff, any use of heat work and your full manufacturing process.
We never compromise on cover
Our packages can be built around the following:
Frequently Asked Questions About Factory Insurance
What is factory insurance?
Factory insurance is designed to protect manufacturing businesses against risks such as property damage, liability claims and operational disruptions.
Why does factory insurance need to be tailored?
Factories vary significantly in size, processes and risk exposure. A tailored policy ensures your insurance reflects your specific activities and hazards.
What information is needed to arrange a quote?
Insurers will require details such as turnover, premises location, number of employees, wage roll breakdown, use of heat work and manufacturing processes but one of our team will guide you through this process and obtain all the information insurers will require.
Can risk management measures affect my premium?
Yes. Risk management controls already in place can be taken into account and may result in more favourable terms.
What covers can be included in a factory insurance policy?
Policies can be built to include public liability, employers liability, buildings insurance and other covers depending on your requirements.
Is factory insurance suitable for small manufacturers?
Yes. Factory insurance can be arranged for businesses of all sizes, from small production units to large manufacturing operations.
Do I need to speak with an advisor?
Due to the specialist nature of factory insurance, speaking with an advisor helps ensure your policy is structured correctly.
Tailored Factory Insurance for Manufacturing Businesses
Factory insurance often forms part of a wider commercial combined policy, bringing multiple covers together under one policy. Thornhill Insurance works with specialist insurers to create flexible insurance solutions that protect your premises, operations and liabilities.
As an independent broker, we focus on understanding your business rather than fitting you into a generic policy. This approach helps ensure your insurance remains relevant, cost effective and aligned with your risk profile.
Regular reviews and access to expert claims support provide reassurance that your insurance continues to meet your needs as your business develops.
Our Office
Address: 334 Huddersfield Road, Mirfield, WF14 9DQ
Email: info@thornhillinsurance.co.uk
Phone: +44 (0)1924 499182
Freephone: 0800 8818841
Fax: +44 (0)1924 480106