Nightclubs and entertainment venues operate in a high risk environment where standard insurance policies often fall short. From late opening hours and large crowds to alcohol service, sound systems and live entertainment, your insurance needs to reflect how your venue actually operates. Thornhill Insurance arranges nightclub and entertainment venue insurance designed specifically for these complex risks.
As specialists in the adult and late night entertainment sector, we offer bespoke insurance policies that are individually designed to suit each client and their business. By working independently with a carefully selected panel of insurers who understand the nature of nightclubs and entertainment venues, we ensure your cover is both comprehensive and competitively priced.
Having insurance tailored to your business provides reassurance that you are protected if something does go wrong. Even when venues are well managed and compliant, accidents and incidents can still occur. Our role is to ensure your policy provides solid protection, allowing you to focus on delivering a safe and enjoyable experience for your guests.
We never compromise on cover
Our packages can be built around the following:
Frequently Asked Questions About Nightclub and Entertainment Venue Insurance
What is nightclub and entertainment venue insurance?
This insurance is designed to protect nightclubs, late night venues and entertainment businesses against risks such as injury to guests, property damage and operational losses.
Why do nightclubs need specialist insurance?
Mainstream insurers often restrict or exclude cover for late night venues. Specialist insurance ensures your policy reflects extended opening hours, alcohol service and high footfall.
What types of venues can be covered?
Cover can be arranged for nightclubs, late night bars, adult entertainment venues and other licensed entertainment premises.
Is public liability insurance included?
Yes. Public liability insurance is a key component and can be arranged with cover up to £10 million.
Do I need employers’ liability insurance?
If you employ staff, employers’ liability insurance is legally required and can be included with cover up to £10 million.
Can equipment be insured?
Lighting, video and sound equipment can be included, whether fixed or portable.
Is money covered?
Yes. Cover can include money on the premises and money in transit, subject to policy terms.
Can buildings and contents be insured?
Buildings, fixtures and fittings, contents and stock can all be included within the policy.
Specialist Insurance for Nightclubs and Late Night Venues
Nightclubs and entertainment venues require insurers with a clear understanding of late night trading and adult entertainment risks. Thornhill Insurance works with specialist insurers who are comfortable underwriting these businesses and providing meaningful protection.
Our tailored approach ensures your policy reflects your opening hours, capacity, security arrangements and entertainment type. This helps avoid gaps in cover and ensures your insurance responds when needed.
With ongoing support, policy reviews and expert claims assistance, your insurance continues to protect your venue as your business develops.
Our Office
Address: 334 Huddersfield Road, Mirfield, WF14 9DQ
Email: info@thornhillinsurance.co.uk
Phone: +44 (0)1924 499182
Freephone: 0800 8818841
Fax: +44 (0)1924 480106