Professional indemnity insurance is designed to protect businesses and individuals who provide advice, services or professional expertise to clients. If a client alleges that your work was inadequate, incorrect or caused them a financial loss, professional indemnity insurance can cover the legal costs of defending the claim, associated expenses and any compensation awarded.
Even the most experienced and diligent professionals can face allegations of negligence, errors or omissions. Professional indemnity insurance provides reassurance that your business is protected against a wide range of potential claims, allowing you to continue operating with confidence.
At Thornhill Insurance, we arrange professional indemnity insurance for businesses across a broad range of sectors. From architects and consultants to tutors and service providers, cover can be tailored to reflect your profession, client base and level of risk.
We never compromise on cover
Our packages can be built around the following:
Frequently Asked Questions About Professional Indemnity Insurance
What is professional indemnity insurance?
Professional indemnity insurance protects businesses against claims arising from alleged negligence, errors or omissions in the services or advice they provide.
Who needs professional indemnity insurance?
Any business or individual that provides professional advice, services or designs to clients should consider professional indemnity insurance.
What does professional indemnity insurance cover?
Cover typically includes legal defence costs, associated expenses and compensation awarded to clients following a successful claim.
Is professional indemnity insurance a legal requirement?
In some professions it is mandatory, while in others it is not legally required but often contractually necessary.
Can cover be arranged for different professions?
Yes. Professional indemnity insurance can be arranged for a wide range of sectors, from construction and design to education and consultancy.
How much cover do I need?
The level of cover depends on your profession, client contracts and exposure to risk. An advisor can help determine appropriate limits.
Does professional indemnity cover past work?
Policies can often include cover for past work, subject to policy terms and continuity of cover.
Do I need to speak with an advisor?
Speaking with an advisor helps ensure your professional indemnity policy reflects your services and contractual obligations.
Tailored Protection for Professional Services
Professional risks vary widely depending on the services you provide and the clients you work with. Thornhill Insurance works with specialist insurers to arrange professional indemnity policies that are tailored to your profession and business activities.
As an independent broker, we ensure your policy provides appropriate protection without unnecessary restrictions. Regular reviews help keep your cover aligned with changes to your services or client base.
With expert advice and claims support available when needed, you can be confident your insurance will respond if a claim arises.
Our Office
Address: 334 Huddersfield Road, Mirfield, WF14 9DQ
Email: info@thornhillinsurance.co.uk
Phone: +44 (0)1924 499182
Freephone: 0800 8818841
Fax: +44 (0)1924 480106