Running a restaurant, café or takeaway can be rewarding, but it also comes with a wide range of risks. From customer and staff safety to protecting your premises, stock and equipment, having the right insurance in place is essential. Thornhill Insurance arranges restaurant, café and takeaway insurance designed to protect food businesses against the challenges they face every day.
Even when a business is well managed, unexpected events such as injuries, public liability claims, theft or property damage can occur. Tailored insurance helps ensure your business is protected if these situations arise, allowing you to focus on delivering great food and service.
Our experienced team works closely with food businesses to arrange comprehensive insurance that covers liability risks and the essential tools that keep your business operating smoothly.
We never compromise on cover
Our packages can be built around the following:
Frequently Asked Questions About Restaurant, Café and Takeaway Insurance
What is restaurant, café and takeaway insurance?
This insurance is designed to protect food businesses against risks such as injury claims, property damage, loss of stock and operational disruption.
Is public liability insurance included?
Yes. Public liability insurance is included as standard and can be arranged with cover up to £10 million.
Do I need employers’ liability insurance?
If you employ staff, employers’ liability insurance is a legal requirement and can be included with cover up to £10 million.
Can buildings and contents be insured?
Yes. Buildings, fixtures and fittings, contents and stock can be included within your policy.
Is food and drink stock covered?
Yes. Stock, including wines and spirits where applicable, can be insured against loss or damage.
Can goods in transit be covered?
Yes. Goods in transit cover can be added to protect items while being transported.
Is this insurance suitable for all food businesses?
Yes. Cover can be arranged for restaurants, cafés, takeaways and similar food related businesses.
Do I need to speak with an advisor?
Speaking with an advisor helps ensure your policy reflects how your food business operates.
Tailored Insurance for Food and Hospitality Businesses
Food businesses face unique risks, from kitchen hazards to high levels of public interaction. Thornhill Insurance works with specialist insurers who understand the hospitality sector and can provide reliable, comprehensive cover.
By tailoring your policy to your premises, services and staffing levels, we help ensure your insurance is both effective and cost efficient. Regular reviews allow your cover to adapt as your business grows or changes.
With expert claims support and dedicated account handlers, you can be confident your insurance will respond when needed.
Our Office
Address: 334 Huddersfield Road, Mirfield, WF14 9DQ
Email: info@thornhillinsurance.co.uk
Phone: +44 (0)1924 499182
Freephone: 0800 8818841
Fax: +44 (0)1924 480106