Running a shop involves balancing daily operations, staff management and customer service, often leaving little time to arrange insurance. Thornhill Insurance makes this process straightforward by offering shop insurance packages designed to provide quick, effective protection for retail businesses of all sizes.
Retail insurance needs to protect more than just your premises. Stock, contents and cash are all exposed to risks such as theft, damage and disruption to trading. Having the right shop insurance in place ensures your business is protected if the unexpected happens, helping to reduce financial impact and downtime.
With decades of experience working with retail businesses, Thornhill Insurance has built strong relationships with leading insurers. This allows us to offer flexible insurance solutions for single shops through to nationwide retail operations, supported by efficient quote and buy facilities where appropriate.
We never compromise on cover
Our packages can be built around the following:
Frequently Asked Questions About Shop Insurance
What is shop insurance?
Shop insurance is designed to protect retail businesses against risks such as property damage, theft, liability claims and loss of income.
What types of shops can be insured?
Cover can be arranged for a wide range of retail businesses, from independent shops to larger multi site operations.
Does shop insurance include contents and stock cover?
Yes. Contents and stock insurance is a key part of retail cover, protecting goods against damage or theft.
Is business interruption insurance included?
Business interruption cover can be included to protect your income if you are unable to trade following an insured event.
Are money and goods in transit covered?
Yes. Policies can include money cover and goods in transit to protect cash and stock while being moved.
Is public and products liability insurance included?
Yes. Public and products liability insurance can be included, protecting against claims from customers or third parties.
Do I need employers’ liability insurance?
If you employ staff, employers’ liability insurance is a legal requirement and can be included with cover up to £10 million.
Can buildings be insured as part of the policy?
Yes. Buildings, fixtures and fittings can be included where required.
Flexible Insurance for Retail Businesses
Retail businesses face constant interaction with the public and regular movement of stock, creating unique insurance requirements. Thornhill Insurance works with specialist insurers to arrange shop insurance that reflects how your business operates.
Our tailored approach ensures your policy provides appropriate protection without unnecessary cover. Whether you operate one shop or multiple locations, insurance can be structured to meet your needs efficiently.
Ongoing support, policy reviews and expert claims assistance help ensure your shop insurance continues to protect your business as it grows and changes.
Our Office
Address: 334 Huddersfield Road, Mirfield, WF14 9DQ
Email: info@thornhillinsurance.co.uk
Phone: +44 (0)1924 499182
Freephone: 0800 8818841
Fax: +44 (0)1924 480106