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Breakdown Insurance

An unexpected vehicle breakdown can be inconvenient, stressful and expensive, particularly if you do not have cover in place. One off emergency assistance can cost significantly more than an annual breakdown policy, and even well maintained vehicles can still suffer unexpected faults. Breakdown insurance provides reassurance that help is available when you need it most.

Thornhill Insurance has over 40 years of experience arranging breakdown insurance and works closely with trusted underwriters to provide reliable cover at competitive prices. This experience allows us to offer a range of options, from basic roadside assistance through to comprehensive packages that include recovery, home start, onward travel and European cover.

Whether you drive a private car, motorcycle or commercial vehicle, breakdown insurance can be tailored to suit your needs and usage, helping you avoid unnecessary costs and delays if the unexpected happens.

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We never compromise on cover

Our packages can be built around the following:

Roadside & Recovery Full RAC Package

Frequently Asked Questions About Breakdown Insurance

+ - What is breakdown insurance?

Breakdown insurance provides assistance if your vehicle breaks down, helping with roadside repairs, recovery and onward travel depending on the level of cover selected.

+ - Why is breakdown cover important?

Without cover, emergency call outs and recovery can be expensive. An annual policy provides protection and peace of mind at a lower cost.

+ - What levels of cover are available?

Cover can range from basic roadside assistance to comprehensive packages including recovery, at home service, onward travel and European cover.

+ - Can I get full RAC breakdown cover?

Yes. Full RAC packages can be arranged, as well as lower levels of cover to suit your requirements and budget.

+ - What types of vehicles can be covered?

Policies can cover private cars, motorcycles and commercial vehicles up to 3.5 tonnes, subject to size limits.

+ - Are there any vehicle age restrictions?

No. Breakdown cover can be arranged with no age restrictions on vehicles.

+ - Can breakdowns be prevented?

Regular servicing and basic vehicle checks can reduce the risk of breakdowns, but cover ensures help is available if issues still occur.

+ - Is breakdown insurance suitable for business vehicles?

Yes. Breakdown insurance can be arranged for commercial vehicles as well as private use.

Flexible Breakdown Cover to Suit Your Needs

Every driver has different requirements, which is why Thornhill Insurance offers a choice of breakdown cover levels. Whether you need basic protection or a comprehensive policy that includes travel beyond the roadside, cover can be arranged to match how and where you drive.

Our independent approach means we focus on finding the right solution for you rather than a one size fits all policy. Competitive pricing and access to trusted providers ensure reliable assistance when it matters most.

With expert advice available from our experienced team, you can be confident your breakdown insurance provides the protection you need.

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    Speak to a Breakdown Insurance Specialist

    If you want to avoid the cost and inconvenience of an unexpected breakdown, speak to Thornhill Insurance today. Our advisors can help arrange breakdown insurance that suits your vehicle and usage.

    Contact our team to request a quote or discuss your breakdown insurance options with an independent broker you can rely on.

    Our Office

    Address:  334 Huddersfield Road, Mirfield, WF14 9DQ
    Email:  info@thornhillinsurance.co.uk
    Phone:  +44 (0)1924 499182
    Freephone:  0800 8818841
    Fax:  +44 (0)1924 480106