Commercial property represents a significant investment, and having the right insurance in place is essential to protect its value and income potential. Thornhill Insurance arranges commercial property insurance designed to safeguard properties against a wide range of risks, giving landlords peace of mind should the unexpected occur.
Our commercial property policies can be arranged for a variety of property types, including all commercial types of property and unoccupied buildings. By offering flexible quotes alongside tailored advice, we help ensure property owners are protected with insurance that reflects how their property is used and occupied.
With over 40 years of experience in the insurance industry, Thornhill Insurance has developed strong relationships with leading insurers. This allows us to source cover for a wide range of tenant types, including those considered higher risk by some insurers.
We never compromise on cover
Our packages can be built around the following:
Frequently Asked Questions About Commercial Property Insurance
What is commercial property insurance?
Commercial property insurance is designed to protect buildings owned by landlords against risks such as fire, flood, storm and malicious damage.
What types of properties can be insured?
Cover can be arranged for all types of commercial properties as well as unoccupied commercial properties.
Is property owners’ liability included?
Yes. Property owners’ liability insurance can be included, with cover available up to £5 million.
Do I need employers’ liability insurance?
If you employ staff such as caretakers or maintenance workers, employers’ liability insurance may be required and can be included with cover up to £10 million.
What additional covers can be added?
Policies can include loss of rent, alternative accommodation, landlord contents, glass cover and legal expenses.
Can loss of rent be insured?
Yes. Loss of rent cover can be included to protect income if the property becomes uninhabitable following an insured event.
Is cover available for unoccupied properties?
Yes. Specialist cover can be arranged for unoccupied properties, subject to policy terms.
Can insurance be tailored to my property?
Yes. Every policy can be tailored to reflect the property type, occupancy and level of risk.
Flexible Insurance for Property Owners and Landlords
Property owners face varying risks depending on tenant type, occupancy and building use. Thornhill Insurance works with specialist insurers to arrange commercial property insurance that provides appropriate protection without unnecessary restrictions.
Our independent approach ensures policies are tailored to suit each property, whether it is owner occupied, let to tenants or temporarily unoccupied. Regular reviews help keep cover aligned with changes to occupancy or usage.
With expert advice and claims support available when needed, your property insurance remains reliable and effective.
Our Office
Address: 334 Huddersfield Road, Mirfield, WF14 9DQ
Email: info@thornhillinsurance.co.uk
Phone: +44 (0)1924 499182
Freephone: 0800 8818841
Fax: +44 (0)1924 480106