Trying to understand the fine print in your paperwork? You are not alone. Insurance documents can sometimes appear complicated and full of lots of information that you should know but sometimes don’t understand. The AVERAGE CLAUSE is one of those things! Understanding the average clause
We might talk about Management Liability or Directors' and officers' policies, and you might be curious about what they are. These policies are designed to safeguard directors and senior officers within a company in case a claim is made against them personally, and they are
Having worked previously for one of the top 5 direct insurance companies in the UK, I never quite understood why people used a broker. I have now been working at Thornhill Insurance Brokers for 5 months and already I understand the important role an Insurance
Insuring your fleet seems like a no-brainer, but a lot goes into obtaining and managing commercial fleet insurance. Developing a strategy for managing insurance ensures compliance, keeps costs low and protects assets. Choosing the Right Fleet Insurance Managing a fleet of vehicles comes with great responsibility. In addition
Flood Insurance - FloodFlash For many businesses across the country the fear of flooding is a daunting and unfortunately becoming an increasingly more likely scenario in many areas across the country. According to the 2019 Flood Statistics, as many as 40% of businesses that suffer from
Whatever happens your cargo (whether selling or purchasing) should not be travelling uninsured unless it’s a calculated risk that you have thought through as part of your financial planning and overall strategy. It is not a good idea, as goods in transit may face any
Terrorism insurance, is it worth it? Terrorist attacks are unpredictable and there is no way of knowing when and where they might be targeted next, however why run the risk of your business being affected. Nine times out of ten it’s not the businesses they are
Cyber security is important but getting security systems in place to prevent an attack is only half the battle. Cybercriminals are constantly evolving and no matter how well protected you are, it only takes one wrong click to infiltrate your network. This means that, as
